Housing & Affordability
How much house you can afford, mortgages, down payments, closing costs and the numbers lenders use.
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When Does PMI Go Away? The Date on Your Loan and 3 Ways to Beat It
When does PMI go away? Automatically at 78%, by request at 80%, or sooner with extra payments or a new appraisal. See…
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How Much House Can I Afford on $100K? About $293,000 at Today’s Rates
How much house can I afford on $100K? About $293,000 at a 7.28% rate with 10% down. See the cash you need,…
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How Much Rent Can I Afford? The 30% Rule Is Older Than You Think (2026)
The 30% rent rule comes from a 1969 public housing law. See how much rent you can afford based on your take-home…
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Debt to Income Ratio: What’s Good in 2026 + a Simple Calculator
Free debt to income ratio calculator, plus what counts as a good DTI in 2026 and the real limits lenders use for…
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Credit Score to Buy a House: What Counts as a Good Credit Score in 2026
The minimum credit score to buy a house is 580 for FHA and about 620 for conventional loans. See what a strong…
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Rent vs Buy Calculator 2026: The Break-Even Year
Use our free rent vs buy calculator to find your break-even year. At 7% rates, a $400K home vs $2,500 rent takes…
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How Much House Can I Afford on $70K a Year? (2026 Numbers)
On $70,000 a year, how much house can I afford? About $210,000. That assumes a 7% mortgage rate, 10% down and a…
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How Much House Can I Afford? (2026 Calculator + Real Examples)
How much house can I afford? Most people can comfortably afford a home priced at about 2.5 to 3 times their gross…